Never pay full price

One of my problems with Amazon is that if you can usually find the same product cheaper if you do a simple google search. Save money Shop at Costco for better price per unit Use grocery store circulars to find the best price on fruits/veggies Buy clothes from discount department stores – even the high-endContinue reading “Never pay full price”

What savings rate is right for you?

What are your goals? Do you like your job? What is your lifestyle? Do you want to retire early? Begin with the end in mind. If you want to retire early you need a higher savings rate. If you want to go on more vacations you need a lower savings rate. The more money youContinue reading “What savings rate is right for you?”

The Emergency Fund is the beginning

This should be your first financial step. Having a determined amount of money set aside for a rainy day, because that rainy day will come. The rain has come pouring down multiple times in my life. Several events happened at my worst moment: my last grandparent died, my boyfriend broke up with me and IContinue reading “The Emergency Fund is the beginning”

Dollar cost averaging changed my life

I have created more wealth through dollar cost averaging than I ever could have otherwise. I made lots of investment mistakes when I began. The common wisdom is to buy low and sell high, but how do you do that when the market is on a tear and everything is expensive? You hoard money, waitContinue reading “Dollar cost averaging changed my life”

The index funds I invest in to grow wealth

ETF funds are low cost and give you instant diversification. One of my role models is John Bogle, founder of Vanguard. He changed the world for countless people. He created one of the greatest wealth building machines. He believed the entire market does better than picking individual stocks. When he started everyone was against him.Continue reading “The index funds I invest in to grow wealth”